Comparing Medical Plans

We offer a high-quality, broad network of providers and facilities for our employees. That’s why we partner with Anthem for your network of providers and with AmeriBen for processing your medical claims. You have the choice between three medical plan options – the Consumer Plan, the Consumer Plus Plan and the Traditional Plan. Each plan covers the same services.

    Consumer Plan
    Consumer Plus Plan
    Traditional Plan
    Type of Plan High Deductible Health Plan (HDHP) High Deductible Health Plan (HDHP) Preferred Provider Organization (PPO)
    Paycheck Deductions Lowest Middle Highest
    Deductible Highest Middle Lowest
    Company HSA Contribution Individual: $250
    Family: $500
    Individual: $350
    Family: $700
    N/A
    Annual Deductible Individual: $3,000
    Family: $6,000
    Individual: $1,500
    Family: $3,000
    Individual: $750
    Family: $1,500
    Annual Out-of-Pocket Maximum (Medical / Rx) Individual: $6,000
    Family: $9,000
    For an individual in Family Coverage: $6,650
    Individual: $4,000
    Family: $6,000
    Individual: $3,000
    Family: $4,500
    Office Visits Primary care physician: You pay 20%.
    Specialist: You pay 20%
    Newell Brands pays 80%.
    Primary care physician: You pay 20%.
    Specialist: You pay 20%
    Newell Brands pays 80%.
    Primary care physician:
    You pay $25
    Specialist: You pay $50
    Telemedicine LiveHealth Online You pay: $25 You pay: $25 You pay: $25
    Coinsurance* You pay 20%
    Newell Brands pays 80%
    You pay 20%
    Newell Brands pays 80%
    You pay 20%
    Newell Brands pays 80%
    Emergency Room* You pay 20%
    (+$250 surcharge for non-emergency use)
    Newell Brands pays 80%
    You pay 20%
    (+$250 surcharge for non-emergency use)
    Newell Brands pays 80%
    You pay 20%
    (+$250 surcharge for non-emergency use)
    Newell Brands pays 80%
    Prescription Drug
    Generic Formulary
    Non-Formulary
    Specialty
    You pay 20% after deductible
    You pay 20% after deductible
    You pay 40% after deductible
    You pay 20% after deductible
    up to a max of $250
    You pay 20% after deductible
    You pay 20% after deductible
    You pay 40% after deductible
    You pay 20% after deductible
    up to a max of $250
    $5 copay
    $35 copay
    40% after deductible
    40% deductible waived
    You pay 40% up to $250

    * After deductible, except for certain preventive services that are covered at 100%. For additional coverage details, refer to the Summary Plan Descriptions and Summaries of Benefits and Coverage available at WellAtNewell.com or by calling the Newell Brands Benefits Center.

    Is it a Real Emergency?

    There is a $250 penalty for using the emergency room (ER) in a non-emergency situation. In 2021, each time you visit the ER for a non-emergency:

    • If you have not met your deductible, the first $250 of the visit will not apply to your 2021 deductible or your out-of-pocket (OOP) maximum.
    • If you have met your deductible, Newell Brands' coinsurance will not be applied to the first $250 and will not apply to your 2021 OOP maximum.
    • If you have met the OOP maximum, you are responsible for the first $250, then Newell Brands will pay 100% for eligible expenses above that amount.